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Last updated September 25, 2026

How TRI makes money

TRI earns money from the paid Readiness Pass. We do not show card or loan offers and we are not paid by lenders to steer you to their products.

Partners who recommend TRI

Some websites, creators and professionals are TRI partners. If you sign up through a partner link, that partner may earn a commission when you verify your identity or start a paid plan. It never changes what you pay.

Partners must clearly disclose that they may earn a commission. They may not promise score increases, approval, or the removal of accurate items, and they may not claim to be part of TRI or of any credit bureau. If you see a partner break these rules, tell us.

What partners can see

Partners see counts of clicks, sign-ups and commissions. They never see your name, email, reports or scores.