Credit law tracker
Laws about credit reports change every year, and the rules can differ from one state to the next. This tracker explains, in plain English, the state and federal laws that affect what can appear on your credit reports and what rights you have.
It is here for education and to help you monitor your own credit with confidence. We do not offer credit repair. Everything on these pages is something you can do yourself, for free, using the official source linked on each entry.
123
Entries tracked
52
Jurisdictions with entries
12
Took effect in the last 12 months
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Federal laws and rules
The Fair Credit Reporting Act and federal rules from the CFPB and the FTC apply in every state.
1 entry
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This is general education, not legal advice. Laws change; check the official source linked on each entry.